统计研究 ›› 2011, Vol. 28 ›› Issue (6): 16-21.

• 论文 • 上一篇    下一篇

我国居民金融资产的新变化与国际比较研究

于雪   

  • 出版日期:2011-06-15 发布日期:2011-06-09

The New Changes and International Comparison about Chinese Households’Financial Assets

Yu Xue   

  • Online:2011-06-15 Published:2011-06-09

摘要: 内容提要:居民家庭金融资产的多少是衡量一个国家经济实力的主要依据之一,也是反映人民生活水平的一项主要指标,是研究分析收入分配状况,制定金融宏观政策的重要方面,美国金融危机后各国都加强了对居民金融资产的调查和研究。本文根据中国人民银行居民金融资产存量表的统计数据,分析了近年来我国居民金融资产的总量和结构变化情况,并通过国际比较指出了我国居民金融资产面临的新问题,提出改善我国金融资产结构的几点建议。

关键词: 关键词:居民金融资产, 总量及构成, 国际比较

Abstract: Abstract:The households’ financial assets is an important indicator to measure the economic strength of a country, and it’s also important to analyze the income distribution and make financial policies. According to the statistical data of Households’ Balance Sheet of People’s Bank of China, this paper analyzed the changes of the gross and structure of households’ financial assets. We pointed out the new problems which Chinese Households’ Financial Assets is facing, and gave some suggestions to improve Chinese Financial Assets Structure.

Key words: Key words: Households&rsquo, Financial Assets, Gross and Structure, International Comparison