统计研究

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农村金融发展对农村居民收入的影响研究

孙玉奎等   

  • 出版日期:2014-11-15 发布日期:2014-11-15

A Research on the rural residents’ income effect of rural financial development: Based on the provincial data’s panel VAR model analysis

Sun Yukui et al.   

  • Online:2014-11-15 Published:2014-11-15

摘要: 基于1996至2010年20个省份的面板数据,通过建立农村金融发展与农民收入关系的面板VAR模型,本文从收入水平和收入差距两个视角,考察了我国农村金融发展对农民收入的影响。研究发现,总体而言,我国农村金融发展对农民收入的影响非常有限,从地区层面看,农村金融发展对农民收入的影响存在显著的地区差异。东部地区农村金融发展不但能够促进农民收入的提高,而且有助于缩小其收入差距;但在中部和西部地区,除西部地区的农村金融信贷支持具有扩大农民收入差距的效应外,农村金融的发展并没有对农民收入产生实质性的影响,由此,西、中、东三大区域的农村金融发展所呈现的阶梯上升特征恰好对应了农村金融发展与农民收入差距之间的倒U型关系。

关键词: 农村金融, 农民收入水平, 农民收入差距, 面板VAR模型

Abstract: Based on 20 Provincial Panel Data from 1996 to 2010, by panel VAR model of rural financial development and rural residents’ income, this paper studied the effects of China's rural financial development to farmers' income from two perspectives—the income level and the income gap. We find that, Overall, the impact on the development of rural finance farmers' income is very limited. From the regional perspective, there are significant regional differences in the impact of financial development on rural farmers' income. Eastern region’s rural financial development promoted the improvement of its rural residents’ income levels, and helped narrow the income gap. But the central and western regions’ rural financial development did not play its due role in promoting farmers' income growth. What’s more, rural finance development in the western region widened its rural residents' income gap. The degree of rural financial development in western, central and eastern regions features a ladder rising characteristic, this corresponds to the inverted U-shaped relationship between financial development and rural farmers' income gap exactly.