统计研究 ›› 2009, Vol. 26 ›› Issue (11): 75-81.

• 论文 • 上一篇    下一篇

我国社会养老保险制度的收入再分配效应分析

王晓军 康博威   

  • 收稿日期:1900-01-01 修回日期:1900-01-01 出版日期:2009-11-15 发布日期:2009-11-15

Redistribution in the Current Social Pension System in China

Wang Xiaojun & Kang Bowei   

  • Received:1900-01-01 Revised:1900-01-01 Online:2009-11-15 Published:2009-11-15

摘要: 针对我国现行养老保险制度覆盖面有限,并且对不同就业类型人员采取有差别的制度安排等问题,一些学者认为,现行养老保险制度实际上扩大了贫富差距,不利于社会公平发展。那么,我国现行的养老保险制度安排到底产生了怎样的收入再分配?当前的养老保险制度安排是否有利于缩小贫富差距和促进公平发展?本文以统计局公布的年度数据为基础,采用统计模拟和精算方法,对不同就业类型人群、不同收入水平人群、不同性别人群、不同缴费年限人群以及不同寿命人群因养老保险制度安排产生的收入再分配进行测算和分析,得出相关的结论和启示。

关键词: 养老保险制度, 收入再分配, 统计模拟, 精算方法

Abstract: Some people consider that current social pension system in China is enlarging the differences between the rich and the poor due to the limited coverage and different system designs for different employments. Based on the published data from National Bureau of Statistics of China, this paper studies the redistribution accomplished in current pension system design using statistical modeling and actuarial method. We calculated and compared the net transfer and internal rates of returns between different employments, different income levels, different gender, different contribution years, and different life expectancies. In the end, we give some conclusions and suggestions.

 

Key words: Social Pension System, Income Redistribution, Statistical Modeling, Actuarial Method