统计研究 ›› 2003, Vol. 20 ›› Issue (8): 36-4.

• 论文 • 上一篇    下一篇

个人信用评分的主要模型与方法综述

石庆焱;靳云汇   

  1. 国家统计局;北京大学
  • 收稿日期:1900-01-01 修回日期:1900-01-01 出版日期:2003-08-15 发布日期:2003-08-15

  • Received:1900-01-01 Revised:1900-01-01 Online:2003-08-15 Published:2003-08-15

Abstract: Credit scoring is one of important tools that help financial institutions decide whether or not to grant credit to applicants. Statistical and operational research based techniques used in credit scoring are sur-veyed in this paper.